Exciting Changes Ahead: Florida’s New Laws for 2025

As we welcome 2025, Florida residents should prepare for significant legislative changes that will impact daily life, property ownership, and financial security. At the Dave Magua Group of REALTORS®, we believe staying informed is key to thriving in our beautiful Sunshine State. Here’s a breakdown of the most impactful new laws taking effect on January 1, 2025, and how they might affect you.

Key Highlights of Florida’s New Laws
1. Social Media Restrictions for Minors (HB 3)

3. Children under 14 are now prohibited from having social media accounts, while 14- and 15-year-olds need parental consent. This aims to curb the negative effects of addictive online platforms on young users.

2. Building Regulations (HB 267)
Streamlined permitting processes and mandatory structural inspections for older buildings enhance safety and efficiency. For homeowners, this may simplify renovations or repairs.

3. Property Tax Relief (HB 7017 & HB 7019)
Amendment 5 introduces significant changes to homestead property taxes, limiting annual increases and offering relief to homeowners. This is great news for those looking to invest in long-term homeownership.

4. Condo Law Overhaul (SB 4-D)
Dubbed the “Florida Condo Law Bombshell,” this law mandates full funding of reserves for repairs exceeding $10,000 and requires structural inspections for condos over 25 years old. While ensuring safety, it may increase HOA fees, so condo owners should plan ahead.

5. Protection from Financial Exploitation (SB 556)
Seniors and vulnerable adults gain stronger safeguards against financial exploitation, including the ability of banks to delay suspicious transactions temporarily.

6. First Responder Protections (SB 184)
Harassing or threatening first responders is now a first-degree misdemeanor, reinforcing respect for those who serve our communities.

7. Dental Insurance Reforms (SB 892)
New rules prohibit restrictive payment methods and ensure transparency in dental insurance claims, benefiting both patients and providers.

8. Voter Registration Safeguards (HB 135)
Preventing unauthorized party affiliation changes ensures greater integrity in voter registration processes.

What This Means for Florida Residents
For homeowners, these laws bring both opportunities and responsibilities. Lower property taxes under Amendment 5 make owning a home more affordable, while stricter condo regulations emphasize safety but may require higher fees. If you’re considering buying or selling property in Florida, understanding these changes is crucial.

At the Dave Magua Group of REALTORS®, we’re here to guide you through these transitions. Whether you’re navigating HOA compliance or exploring new investment opportunities, our expertise ensures you’re always a step ahead.

Let’s make 2025 a year of informed decisions and exciting possibilities! Reach out to us today for personalized advice tailored to your real estate goals.